UKM (Usaha Kecil dan Mikro) merupakan tulang punggung ekonomi desa dan daerah. Mayoritas pelaku UKM adalah usaha mikro dengan omzet kurang dari Rp300 juta per tahun dan menyerap tenaga kerja satu hingga empat orang. Masalahnya, usaha mikro di Kalurahan Sendangsari masih menghadapi keterbatasan modal, pasar yang hanya berorientasi satu kelurahan/kecamatan, kualitas dan kuantitas produk yang masih rendah, tenaga kerja yang diserap terbatas dan masih berasal dari keluarga, masih menggunakan teknologi sederhana, dan belum aktif menggunakan sosial media sebagai sarana pemasaran. read more

On the 12th of September 2024, a significant step towards achieving SDG 8 was taken as DEB, SV, UGM, conducted a training titled ‘Enhancing Financial Access for MSEs to Promote Sustainable Growth and Innovation.’ By empowering SMEs with enhanced ‘bankability,’ this initiative directly promotes sustained and inclusive economic growth. Through a series of practical workshops and expert panel discussions, the training equipped SMEs with the necessary tools and knowledge to navigate the complex financial landscape and leverage digital technologies. By addressing the challenges SMEs face in accessing finance and adopting digital technologies, this initiative can help to create more jobs, foster a more dynamic and resilient private sector, and ultimately improve the livelihoods of countless individuals in Yogyakarta. (Red. Raeef) read more

Islamic banks, as financial institutions, play a crucial role in promoting economic growth and creating decent work opportunities. Hajj Financial Management Agency (BPKH) deposits can indirectly contribute to these goals by ensuring Islamic banks’ financial health and stability. Healthy Islamic banks can provide loans and financing to businesses, fostering job creation and economic development. Additionally, a robust Islamic banking sector can offer competitive salaries and benefits to its employees, contributing to decent work and economic growth. (Red. Raeef) read more